Terms of Use
Last updated: 29 September 2026
These terms govern use of this website (estuarybridgingsolutions.com), operated by Estuary Bridging Solutions Ltd, trading as Estuary Property Finance, company number 17469159, registered office 48 Mornington Avenue, Rochford, England, SS4 1DN ("Estuary", "we", "us"). By using this site you accept these terms.
1. What this site is
This site provides general information about Estuary's property finance brokerage services, including bridging, development, structured and term finance for business and investment borrowers. It is not itself an offer of finance, and nothing on it should be relied on as financial, legal or tax advice.
2. Our role
Estuary acts as an introducer and broker between borrowers and lenders. We do not lend money ourselves, and we do not hold client funds at any point. Any loan is a separate agreement made directly between you (or your company) and the lender, on that lender's own terms. Our own fees and the basis on which we work with you are agreed separately, in writing, once you engage us — not through this website.
3. No advice, no reliance
Content on this site is general information only. It doesn't take into account your specific circumstances and isn't a recommendation to enter into any particular finance arrangement. You should take independent legal, financial or tax advice before making any borrowing decision.
4. Who this service is for
Estuary arranges finance for limited companies, special purpose vehicles (SPVs), partnerships and individuals borrowing wholly or mainly for business or investment purposes, secured on commercial or investment property. For individual borrowers, loans must exceed £25,000 and the borrower will be asked to sign a business-purpose declaration. We do not arrange loans secured on property that a borrower or their family lives in or intends to live in, or consumer buy-to-let lending. This site and our services are not aimed at consumers.
5. Regulatory status
Estuary Bridging Solutions Ltd is not authorised or regulated by the Financial Conduct Authority (FCA). Our business is structured to arrange only loans that are not regulated mortgage contracts or regulated credit agreements: business-purpose lending secured on commercial or investment property that no borrower or their family occupies. As we understand the rules currently to apply, this places our activities outside the FCA's regulated activities. If that scope changes, we'll review our regulatory position accordingly.
6. Intellectual property
The Estuary and Estuary Property Finance names, logo and the content of this site belong to Estuary Bridging Solutions Ltd (or are used with permission) and may not be copied or reused without our consent.
7. Third-party links
This site links to our Instagram profile and may link to other third-party sites. We aren't responsible for the content of sites we don't operate.
8. Liability
We take reasonable care to keep this site accurate and available, but we don't guarantee it will be error-free or uninterrupted, and we're not liable for losses arising from your use of it, except where the law doesn't allow us to exclude liability (for example, for fraud, or death or personal injury caused by our negligence).
9. Governing law
These terms are governed by the law of England & Wales, and the courts of England & Wales have exclusive jurisdiction over any dispute arising from them.
10. Changes
We may update these terms from time to time; we'll update the date at the top when we do.